Light at the End of the Healthcare Tunnel–You DO Have Options!

You can have your cake and eat it too; you can have the healthcare coverage of your choice and be within the bounds of the law– without participating in the Affordable Care Act. (Obamacare).  Presently the options are:  purchase healthcare insurance via government exchange Affordable Care Act, remain uninsured and pay the fine, or purchase the policy that is customized to meet your personal needs from an insurance company through a private exchange.

Among the many advantages of purchasing your insurance through the private sector is that you have the opportunity to purchase from many websites or to sit down one-on-one with your insurance agent to discuss and choose the precise features that best suit your needs and wallet, your personal information is safe and secure, there are no extra fees (that are associated with ACA) to drive up your premium, and no involvement with “navigators.” In addition, the private sector wants your business, and they will work with you to get your business and to keep you happy.  Competition along with creative features and wellness programs will generate positive outcomes and drive rates down.   Here is additional information regarding private insurance exchanges.

The more I read and learn about the Affordable Care Act, the darker it gets.  The security issues are more numerous and far more serious than I have room to list here.  There is a hidden source code in the Obamacare website that states that we “have no reasonable expectation of privacy regarding any communication or data transiting stored on this information system.”   Health and Human Services Secretary Kathleen Sebelius has admitted that it is possible for convicted felons to be “navigators” who will help people with enrollment because navigators are not required to have background checks.   Even more horrifying, since the passage of Obamacare, all Medicaid agencies have been forced to open a new database for the sole purpose of making personal information available to groups such as Organizing for Action (formerly ACORN), and other Democrat activists.  Remember, once you go to the government exchange website, they have your personal information forever; there is no removing your information, no closing your account, and no unsubscribing.  However, when you purchase through the private sector, you are dealing with a registered, certified, and licensed individual with all the guarantees and assurances that that implies.  If there is a problem, you can sue or file a criminal complaint.  The Federal Government cannot be sued; there is no recourse against the Feds.

The Affordable Care Act contains 29,000 pages; three-fourths of those pages deal with penalties, taxes, and fees for non-compliance, the total of which monies collected will be used to finance the bill.  What an astounding concept.  This has never been done before.  How can a bill and regulations to follow be so punitive in nature and yet helpful to people?  Maybe it isn’t so helpful.